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Chapter 13 Bankruptcy Attorney & Lawyer


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~ Chapter 7 Bankruptcy

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Law Offices of
Jeffrey A. Herzog, P.A.

3106 ALT US 19
Palm Harbor, FL 34683


Toll Free: (866) 789-4002
Phone: (727) 789-4000
Fax: (727) 789-4002


Chapter 13 Bankruptcy Attorney & Lawyer legal services for the following areas:

Palm Harbor
Clearwater
New Port Richey

Hillsborough County
Pasco County
Pinellas County

Trinity
Safety Harbor
Tarpon Springs
Oldsmar
Odessa
Holiday
Zephyrhills
Port Richey


The longer one waits to obtain the legal advice and services of an experienced attorney or lawyer in legal matters; the ability to achieve a successful or desired result may be dramatically reduced.


Palm Harbor Chapter 13 Bankruptcy Attorney & Lawyer providing professional Chapter 13 Bankruptcy legal services in Palm Harbor, Clearwater, New Port Richey, and the surrounding Southwest Florida communities.


The purpose of a Chapter 7 Bankruptcy is to wipe out your debts, allowing you to get a "Fresh Financial Start".

In a Chapter 7 Bankruptcy a trustee will be appointed by the court to liquidate (sell) all assets which do not fall under the bankruptcy exemption guidelines. The net proceeds collected in the liquidation of the non-exempt assets are then distributed to your creditors.

A Chapter 13 Bankruptcy, unlike a Chapter 7 bankruptcy, does not provide a release of debt, but rather a restructuring of the debt in a manner which is considered manageable to repay the dept.

Many times the debt to be paid back may be less that currently owed through negotiation. In a Chapter 13 Bankruptcy, a debtor proposes a repayment plan to the creditors, over a 3 to 5 year period, in a good faith proposal to pay off all or part of the debts from the debtor's future income.

A Chapter 13 Bankruptcy can:

  • Prevent the foreclosure of a home;

  • Make up delinquent car or mortgage payments

  • Pay back taxes;

  • Stop interest from accruing on your tax debt (local, Florida state, or federal);

  • Keep valuable property which is non-exempt in a bankruptcy;

  • And manage other financial situations which may be affected by a Chapter 13 bankruptcy proceeding.

As a law firm providing experienced Chapter 13 Bankruptcy Attorney & Lawyer legal services, assisting Palm Harbor, Clearwater, New Port Richey and Southwest Florida area residents with Chapter 7 and Chapter 13 Bankruptcy legal issues, we are committed to protecting the legal rights of each and every client, while always striving to provide the highest standard of legal representation.

If you considering filing for a Chapter 13 Bankruptcy, make sure your legal rights are protected by seeking the legal advice of an experienced Palm Harbor Chapter 13 Bankruptcy attorney & lawyer. Contact the Law Offices of Jeffrey A. Herzog, P.A., today by calling by calling Toll Free: (866)-789-4002 or Locally at (727) 789-4000 to schedule a confidential legal consultation.

Creditors often will work with debtors in a Chapter 13 Bankruptcy, as Chapter 13 provides the opportunity to recover funds from you, as apposed to a Chapter 7 Bankruptcy where the potential to recover a larger portion of the debt is diminished.

Those who are more likely to file for a Chapter 13 Bankruptcy are individuals who seek to hold on to possessions such as a home, multiple vehicles, or other property or assets.

A Bankruptcy will appear on your credit report for 5 to 7 years. This does not mean you cannot get credit after filing for bankruptcy. Most lenders will extend credit within two or three years after filing a bankruptcy case. Generally, the effect of bankruptcy on your credit is not a bankruptcy issue; it is a banking or credit issue.

Law Offices of Jeffrey A. Herzog, P.A., aggressively defends the legal rights of those involved in the Chapter 13 Bankruptcy process, while addressing all related issues that should be taken into consideration when defending your legal rights.

If you need legal advice and representation in regarding Chapter 13 Bankruptcy issues in Palm Harbor, Clearwater, New Port Richey, or the Southwest Florida area, contact an experienced attorney & lawyer at the Law Offices of Jeffrey A. Herzog, P.A., today by calling Toll Free: (866)-789-4002 / Locally: (727) 789-4000, or email with any questions, comments, or concerns, or to schedule a confidential legal consultation.


If you require professional legal advice and representation in Palm Harbor, Clearwater, New Port Richey, and surrounding Southwest Florida counties, make sure your legal rights are protected by seeking the legal advice of an experienced attorney & lawyer.

Contact the Law Offices of Jeffrey A. Herzog, P.A., today by calling Toll Free: (866)-789-4002 or Locally at (727) 789-4000 to schedule a confidential legal consultation.

Call Us Now Toll Free: (866)-789-4002 / Locally: (727) 789-4000


Palm Harbor Chapter 13 Bankruptcy Attorney & Lawyer providing professional Chapter 13 Bankruptcy legal services in Palm Harbor, Clearwater, New Port Richey, and the surrounding Southwest Florida communities.

  

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Law Office of Jeffrey A. Herzog, P.A., has been publicly recognized for the quality of legal content we provide consumers by:  Tampa Attorney Guide


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Palm Harbor Florida Family Law & Divorce, Criminal Defense, Business Law, and Real Estate Law Attorney & Lawyer, Serving Palm Harbor, Clearwater, New Port Richey, Hillsborough County, Pasco County, Pinellas County, Trinity, Safety Harbor, Tarpon Springs, Oldsmar, Odessa, Holiday, Zephyrhills, Port Richey, and everyone in between.